Bankruptcy can give you a fresh start by removing the legal obligation to pay your debts and prevent the creditors from bothering you.
Our bankruptcies, starting off, run as low as $795. Call or e-mail us now to learn more.
We've handled hundreds of bankruptcies over the years and know exactly what you need, at minimum cost, to give yourself the fresh start you deserve. Our staff and attorney is here every step of the way to guide you through your questions and lead you to new beginning that you're looking for. Call us now at 716-823-1000 for your free initial phone consultation.
Difference between Chapter 7 & Chapter 13 bankruptcy
Chapter 7 Bankruptcy is a direct Bankruptcy which people can waive their debts. This type of bankruptcy will help you eliminate all debts except for student loans, child support obligations, some tax bills, and criminal fines; and you can keep most, if not all, of your assets, including your home and car.
Unlike chapter 7, chapter 13 bankruptcy is for people with a regular source of income, giving them a chance to pay off all or part of the outstanding debt through a regular payment plan. This enables the debtor to settle payments over three to five years. Chapter 13 is commonly used to save a house that is in foreclosure.